PROSOCO, INC

PROSOCO,= INC.

Summary = of Benefits for Full-Time Employees

BENEFIT	Eligibility	Cost to Employee	Dependent Coverage	Description
Medical <= /span>	The first day of the month following 30 days of serv= ice.	$0 DEDUCTIBLE: $250 per person, but no more than $750 per family in-network.	Bi-weekly rates: EE + Child =3D $92.59 EE + Spouse=3D$112.66 Family =3D $127.08	Hospital, surgical; $20-copay for office visits due = to a sickness or injury; PRESCRIPTION CARD w/co-pay $5 generic, $30 name brand= s, and 90-day mail order w/co-pay $10 generic, $60 name brands.
Dental	The first day of the month following 30 days of serv= ice.	$0 DEDUCTIBLE: $50 - $150 depending upon type of services rendered.	Bi-weekly rates: Family =3D $23.62	Reasonable and customary dental services. Includes two free cleanings a year, annual x-rays an= d orthodontic coverage of up to $1,000 for dependents 19 years of age or less.
Flexible Spending Ac= count	The first day of the month following 30 days of serv= ice. Plan year: Jan 1 –Dec 31	Employee may elect to contribute up to $5,000 (pre-t= ax) for health expenses and up to $5,000 (pre-tax) for dependent care expenses during the plan year.	N/A	Pre-tax contributions for reimbursement of out-of-po= cket health and dental expenses (deductibles, co-payments, eyewear, orthodonti= st, prescriptions and over the counter drugs) and reimbursement of child day = care costs.
Life Insurance<= /o:p>	The first day of the month following 90 days of serv= ice.	$0	Not available	Group life insurance - $30,000 policy; plus $30,000 accidental death
Voluntary Life Insur= ance	The first day of the month following 90 days of serv= ice.	100% contributory.	Yes	Employee non-medical limit is $100,000. Additional benefit available to the lesser of 5 x salary or a maximum of $500,000. Spouse non-medical limit is $50,000 to the lesser amount of 50% of the Empl= oyee benefit or maximum of $100,000. Children up to $10,000 benefit coverage.
AFLAC Supplemental<= span style=3D'font-size:14.0pt;mso-bidi-font-size:10.0pt'> Insurance	The first day of the month following 90 days of serv= ice.	100% contributory.	Yes	Personal Accident Expense Plan Personal Cancer Protector Plan Personal Recovery Plus Personal Hospital Intensive Care Ins= urance

PROSOCO,= INC.

Summary = of Benefits for Full-Time Employees Continued

BENEFIT	Eligibility	Cost to Employee	Dependent Coverage	Description
Accidental Death &am= p; Dismemberment	The first day of the month following six (6) months = of service.	$0	Not available	$10,000 policy for office and production personnel $60,000 policy for sales personnel
Short Term Disabilit= y	The first day of the month following six (6) months = of service.	$0	Not available	Weekly benefits paid at 60% of employee’s basic weekly earnings beginning on the 15^th consecutive day of total disability due to sickness or injury up to eleven (11) weeks.
Long Term Disability=	The first day of the month following six (6) months = of service.	$0	Not available	Monthly benefits paid at 60% of your basic monthly earnings (maximum benefit of $5,000) beginning on the 90^th consecutive day of disability.
Personal Paid Time O= ff (PPTO) and Urgent/Sick Leav= e	Employee begins accruing PPTO and urgent/sick leave = the first day of the first full calendar month after hire date.	Company pays 100% of employee’s time off for w= hich employee is eligible during each calendar year.	N/A	Accrual of PPTO is based on calendar year and cannot= be carried over to next calendar year. Year 1 = =3D 5 days PPTO and 5 days sick leave Year 2-7 = ; =3D 10 days PPTO and 5 days sick leave Year 8-15 =3D 15 days PPTO and 5 days sick leave Year 16+ =3D 20 days PPTO and 5 days sick leave Up to 40 hours of urgent/sick leave may be carried o= ver at the end of each calendar year (up to a maximum of 160 hours) and placed i= n a reserve fund for future use in the event of a serious health condition or accident.
401(k) Profit Sharin= g Plan	First day of the month following date of hire. Compa= ny matches up to $1,000 after one year of service. Open enrollment Jan. 1 and July 1.	Employee may elect to contribute up to 75% of his/her gross salary, pre-tax, to the 401(k) plan.	N/A	Summary Plan Description is available upon request. =
Education Tuition Reimbursement	All regular full-time employees who have successfully completed 12 consecutive months of employment with the Company are eligib= le to participate.	The Company will pay 100 percent of tuition costs up= to the maximum annual education assistance allowance of $2,000.	N/A	PROSOCO’s education assistance program provides tuition assistance for courses that are: · Directly related either to the employee's present job or career progression at PROSOCO; or · A part of a planned program leading to an undergraduate or graduate degree in a field that has applicability to Com= pany business (e.g., accounting, business management, chemistry, economics, finance, marketing, etc.). A copy of PROSOCO’s Education Assistance Program Policy and Applicati= on are available upon request.

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BENEFIT

BENEFIT